1. Introduction

Welcome to Layo Obidike’s website. These Terms of Use ("Terms") govern your access to and use of our website and services. By using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our website.

2. Use of Our Website

• Eligibility: You must be at least 18 years old, or the age of majority in your jurisdiction, to use our website. By using our website, you represent that you meet this age requirement.
• Account Responsibilities: If you create an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. Intellectual Property

• Ownership: All content on our website, including text, graphics, logos, and images, is the property of Layo Obidike or its licensors and is protected by intellectual property laws. You may not use, reproduce, distribute, or modify any content without our prior written consent.
• Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not permit you to use any content for commercial purposes.

4. User Conduct

• Prohibited Activities: You agree not to engage in any of the following prohibited activities:
  • Violating any applicable laws or regulations.
  • Posting or transmitting any content that is unlawful, defamatory, obscene, or otherwise objectionable.
  • Interfering with or disrupting the operation of our website or servers.
  • Attempting to gain unauthorized access to any portion of our website or related systems.
• User Contributions: Any content you submit to our website, including comments or reviews, must comply with our guidelines and may be moderated or removed at our discretion.

5. Privacy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy.

6. Disclaimers

• No Warranties: Our website and services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee the accuracy, reliability, or completeness of the content on our website.
• Limitation of Liability: To the fullest extent permitted by law, Layo Obidike shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to your use of our website or services.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites. You should review the terms of use and privacy policies of any third-party sites you visit.

8. Termination

We reserve the right to terminate or suspend your access to our website, without prior notice, if you violate these Terms or engage in any conduct that we deem inappropriate.

9. Modifications to Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting the revised Terms on our website with an updated effective date. Your continued use of our website after any changes indicates your acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising from or related to these Terms or your use of our website shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

11. Contact Information

For any questions or concerns about these Terms of Use, please contact us at:

• Email: layo@ithriveonwisdom.com
• Address: 1551 Lycee Place, Ottawa, Ontario. K1G4B5

12. Acknowledgment

By using our website, you acknowledge that you have read, understood, and agreed to these Terms of Use.